/* ==========================================================================
   保单贷款额度与成本计算器（/tool/policy-loan-calc）
   设计语言：深海军蓝 + 香槟金 · 仪表盘与现金流时间轴
   作用域：全部样式限定在 .pl-page，变量以 pl- 前缀命名
   ========================================================================== */

.pl-page {
    --pl-bg: #f6f2e9;
    --pl-card: #fffdf8;
    --pl-ink: #15202e;
    --pl-ink-2: #5a6472;
    --pl-ink-3: #8b939e;
    --pl-line: #e3dbc9;
    --pl-line-2: #efe9dc;
    --pl-navy: #16273c;
    --pl-navy-2: #1f3348;
    --pl-gold: #a8842f;
    --pl-gold-2: #d0ab5c;
    --pl-gold-soft: #f4ecd8;
    --pl-danger: #b4462f;
    --pl-danger-soft: #faece7;
    --pl-ok: #2f7a5f;
    --pl-shadow: 0 26px 56px -38px rgba(21, 32, 46, .6);
    --pl-mono: ui-monospace, "SF Mono", "Cascadia Mono", Consolas, monospace;
    --pl-serif: "Songti SC", "Noto Serif SC", SimSun, Georgia, serif;

    background: var(--pl-bg);
    color: var(--pl-ink);
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei", sans-serif;
    line-height: 1.7;
    -webkit-font-smoothing: antialiased;
}

:root[data-theme="dark"] .pl-page {
    --pl-bg: #0a1119;
    --pl-card: #101b27;
    --pl-ink: #ece6d8;
    --pl-ink-2: #a6b0bb;
    --pl-ink-3: #79838e;
    --pl-line: #223040;
    --pl-line-2: #1a2634;
    --pl-gold: #d8b45c;
    --pl-gold-2: #e6c987;
    --pl-gold-soft: #2a2416;
    --pl-danger: #ef8a70;
    --pl-danger-soft: #2e1d18;
    --pl-ok: #63c4a2;
    --pl-shadow: 0 30px 60px -40px rgba(0, 0, 0, .95);
}

.pl-page *,
.pl-page *::before,
.pl-page *::after { box-sizing: border-box; }

.pl-wrap {
    width: min(1180px, calc(100% - 40px));
    margin: 0 auto;
}

.pl-page a { color: inherit; text-decoration: none; }

/* ---------- 首屏：深色仪表台 ---------- */
.pl-hero {
    position: relative;
    overflow: hidden;
    padding: 26px 0 58px;
    color: #f4eee1;
    background:
        radial-gradient(760px 420px at 86% -10%, rgba(208, 171, 92, .22), transparent 62%),
        radial-gradient(620px 380px at 6% 8%, rgba(58, 104, 156, .35), transparent 66%),
        linear-gradient(158deg, #0f1b2a 0%, #17293d 52%, #101d2d 100%);
}

.pl-hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(255, 255, 255, .035) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255, 255, 255, .035) 1px, transparent 1px);
    background-size: 64px 64px;
    mask-image: radial-gradient(80% 70% at 50% 0%, #000 30%, transparent 100%);
    pointer-events: none;
}

.pl-hero > .pl-wrap { position: relative; z-index: 1; }

.pl-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 34px;
}

.pl-crumb {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    color: rgba(244, 238, 225, .55);
}

.pl-crumb a { color: rgba(244, 238, 225, .78); border-bottom: 1px solid transparent; }
.pl-crumb a:hover { color: var(--pl-gold-2); border-bottom-color: currentColor; }
.pl-crumb i { font-style: normal; opacity: .4; }
.pl-crumb b { color: #fff; font-weight: 600; }

.pl-modes {
    display: inline-flex;
    padding: 3px;
    border: 1px solid rgba(244, 238, 225, .18);
    border-radius: 999px;
    background: rgba(255, 255, 255, .05);
    backdrop-filter: blur(6px);
}

.pl-modes button {
    border: 0;
    background: transparent;
    color: rgba(244, 238, 225, .7);
    font: inherit;
    font-size: 12.5px;
    padding: 7px 12px;
    border-radius: 999px;
    cursor: pointer;
    white-space: nowrap;
    transition: all .18s ease;
}

.pl-modes button.is-on {
    background: var(--pl-gold);
    color: #1a2233;
    font-weight: 700;
}

.pl-hero-grid {
    display: grid;
    grid-template-columns: minmax(0, .92fr) minmax(0, 1.08fr);
    gap: 46px;
    align-items: start;
}

.pl-kicker {
    margin: 0 0 16px;
    font-size: 11.5px;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--pl-gold-2);
    font-weight: 700;
}

.pl-intro h1 {
    margin: 0 0 18px;
    font-family: var(--pl-serif);
    font-size: clamp(31px, 3.6vw, 47px);
    line-height: 1.22;
    font-weight: 700;
    letter-spacing: -.01em;
    color: #fff;
}

.pl-intro h1 em {
    font-style: normal;
    color: var(--pl-gold-2);
}

.pl-lede {
    margin: 0 0 22px;
    max-width: 32em;
    font-size: 15.5px;
    line-height: 1.95;
    color: rgba(244, 238, 225, .72);
}

.pl-lede strong { color: #fff; font-weight: 600; }

.pl-chips {
    list-style: none;
    margin: 0 0 22px;
    padding: 0;
    display: grid;
    gap: 10px;
}

.pl-chips li {
    display: flex;
    gap: 10px;
    align-items: baseline;
    font-size: 13.5px;
    color: rgba(244, 238, 225, .68);
}

.pl-chips b {
    flex: none;
    min-width: 74px;
    padding: 1px 8px;
    border: 1px solid rgba(208, 171, 92, .45);
    border-radius: 4px;
    color: var(--pl-gold-2);
    font-family: var(--pl-mono);
    font-size: 11.5px;
    text-align: center;
    font-weight: 600;
}

.pl-presets {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 8px;
}

.pl-presets > span { font-size: 12.5px; color: rgba(244, 238, 225, .5); }

.pl-presets button {
    font: inherit;
    font-size: 12.5px;
    padding: 7px 12px;
    border-radius: 999px;
    border: 1px solid rgba(244, 238, 225, .22);
    background: transparent;
    color: rgba(244, 238, 225, .8);
    cursor: pointer;
    transition: all .16s ease;
}

.pl-presets button:hover,
.pl-presets button.is-on {
    border-color: var(--pl-gold-2);
    background: rgba(208, 171, 92, .14);
    color: #fff;
}

/* ---------- 仪表盘卡片 ---------- */
.pl-dash {
    position: relative;
    border: 1px solid rgba(208, 171, 92, .3);
    border-radius: 20px;
    background: linear-gradient(168deg, rgba(255, 255, 255, .09), rgba(255, 255, 255, .02) 46%, rgba(0, 0, 0, .12));
    box-shadow: 0 34px 70px -44px rgba(0, 0, 0, .9), inset 0 1px 0 rgba(255, 255, 255, .12);
    padding: 22px 24px 20px;
    backdrop-filter: blur(10px);
}

.pl-dash-head {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 10px;
    margin-bottom: 4px;
}

.pl-dash-head h2 {
    margin: 0;
    font-size: 13px;
    letter-spacing: .14em;
    font-weight: 700;
    color: rgba(244, 238, 225, .8);
}

.pl-risk {
    font-size: 11.5px;
    padding: 2px 9px;
    border-radius: 999px;
    border: 1px solid rgba(244, 238, 225, .25);
    color: rgba(244, 238, 225, .7);
    font-family: var(--pl-mono);
}

.pl-risk.is-safe { color: #8be4c2; border-color: rgba(139, 228, 194, .45); }
.pl-risk.is-watch { color: var(--pl-gold-2); border-color: rgba(208, 171, 92, .55); }
.pl-risk.is-danger { color: #ff9b83; border-color: rgba(255, 155, 131, .5); }

.pl-gauge-wrap {
    position: relative;
    margin: 6px auto 0;
    width: min(100%, 330px);
}

.pl-gauge { display: block; width: 100%; height: auto; }

.pl-gauge-track {
    fill: none;
    stroke: rgba(255, 255, 255, .12);
    stroke-width: 15;
    stroke-linecap: round;
}

.pl-gauge-fill {
    fill: none;
    stroke: url(#plGaugeGrad);
    stroke-width: 15;
    stroke-linecap: round;
    stroke-dasharray: 0 100;
    transition: stroke-dasharray .55s cubic-bezier(.22, .7, .2, 1), stroke .3s ease;
}

.pl-gauge-fill.is-danger { stroke: #e2725a; }
.pl-gauge-fill.is-watch { stroke: #e0b866; }

.pl-gauge-ticks line {
    stroke: rgba(255, 255, 255, .22);
    stroke-width: 1;
}

.pl-gauge-ticks text {
    fill: rgba(244, 238, 225, .45);
    font-size: 8px;
    font-family: var(--pl-mono);
}

.pl-gauge-center {
    position: absolute;
    left: 0;
    right: 0;
    bottom: 12px;
    text-align: center;
    pointer-events: none;
}

.pl-gauge-center > span {
    display: block;
    font-size: 11.5px;
    letter-spacing: .12em;
    color: rgba(244, 238, 225, .55);
}

.pl-gauge-center > b {
    display: block;
    margin-top: 2px;
    font-family: var(--pl-mono);
    font-size: clamp(26px, 3vw, 34px);
    font-weight: 700;
    color: #fff;
    letter-spacing: -.02em;
    font-variant-numeric: tabular-nums;
    line-height: 1.25;
}

.pl-gauge-center > b em {
    font-style: normal;
    font-size: 15px;
    color: var(--pl-gold-2);
    margin-right: 3px;
}

.pl-gauge-center > b span {
    display: inline;
    font: inherit;
    color: inherit;
    letter-spacing: inherit;
}

.pl-gauge-center > i {
    display: block;
    margin-top: 2px;
    font-style: normal;
    font-size: 11.5px;
    color: rgba(244, 238, 225, .5);
    font-family: var(--pl-mono);
    letter-spacing: .02em;
    white-space: nowrap;
}

.pl-gauge-center > i span {
    display: inline;
    font: inherit;
    color: var(--pl-gold-2);
    letter-spacing: inherit;
}

.pl-dash-inputs {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px 14px;
    margin-top: 16px;
    padding-top: 16px;
    border-top: 1px solid rgba(255, 255, 255, .1);
}

.pl-field { display: grid; gap: 5px; min-width: 0; }
.pl-field.is-wide { grid-column: 1 / -1; }

.pl-field > span {
    font-size: 12px;
    color: rgba(244, 238, 225, .6);
    display: flex;
    justify-content: space-between;
    gap: 8px;
}

.pl-field > span i {
    font-style: normal;
    color: var(--pl-gold-2);
    font-family: var(--pl-mono);
}

.pl-field .pl-input {
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 0 10px;
    border: 1px solid rgba(244, 238, 225, .18);
    border-radius: 8px;
    background: rgba(0, 0, 0, .18);
    transition: border-color .16s ease, box-shadow .16s ease;
}

.pl-field .pl-input:focus-within {
    border-color: var(--pl-gold);
    box-shadow: 0 0 0 3px rgba(208, 171, 92, .16);
}

.pl-field input,
.pl-field select {
    width: 100%;
    min-width: 0;
    border: 0;
    outline: none;
    background: transparent;
    color: #fff;
    font: inherit;
    font-family: var(--pl-mono);
    font-size: 15px;
    padding: 8px 0;
    font-variant-numeric: tabular-nums;
}

.pl-field select { font-family: inherit; font-size: 13px; }
.pl-field select option { color: #1a2233; }

.pl-field .pl-unit { font-size: 11.5px; color: rgba(244, 238, 225, .45); flex: none; }

.pl-field input[type="range"] {
    -webkit-appearance: none;
    appearance: none;
    padding: 0;
    height: 20px;
    background: transparent;
}

.pl-field input[type="range"]::-webkit-slider-runnable-track {
    height: 4px;
    border-radius: 999px;
    background: rgba(255, 255, 255, .18);
}

.pl-field input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 16px;
    height: 16px;
    margin-top: -6px;
    border-radius: 50%;
    background: var(--pl-gold-2);
    border: 2px solid #16273c;
    box-shadow: 0 0 0 3px rgba(208, 171, 92, .22);
    cursor: pointer;
}

.pl-field input[type="range"]::-moz-range-track {
    height: 4px;
    border-radius: 999px;
    background: rgba(255, 255, 255, .18);
}

.pl-field input[type="range"]::-moz-range-thumb {
    width: 14px;
    height: 14px;
    border-radius: 50%;
    background: var(--pl-gold-2);
    border: 2px solid #16273c;
    cursor: pointer;
}

.pl-dash-foot {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-top: 14px;
    padding-top: 12px;
    border-top: 1px solid rgba(255, 255, 255, .1);
    font-size: 12.5px;
    color: rgba(244, 238, 225, .6);
}

.pl-dash-foot b {
    font-family: var(--pl-mono);
    color: #fff;
    font-size: 15px;
}

/* ---------- 正文 ---------- */
.pl-body {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 300px;
    gap: 32px;
    padding: 46px 0 26px;
    align-items: start;
}

.pl-main { display: grid; gap: 22px; min-width: 0; }
.pl-main > *, .pl-split > * { min-width: 0; }

.pl-card {
    background: var(--pl-card);
    border: 1px solid var(--pl-line);
    border-radius: 16px;
    padding: 26px;
    box-shadow: var(--pl-shadow);
}

.pl-card-head {
    display: flex;
    align-items: baseline;
    gap: 10px;
    flex-wrap: wrap;
    margin-bottom: 8px;
}

.pl-card-head h2 {
    margin: 0;
    font-size: 18px;
    font-weight: 700;
    letter-spacing: -.005em;
}

.pl-card-head h2 i {
    display: inline-grid;
    place-items: center;
    width: 24px;
    height: 24px;
    margin-right: 8px;
    border: 1px solid var(--pl-gold);
    border-radius: 50%;
    color: var(--pl-gold);
    font-style: normal;
    font-family: var(--pl-mono);
    font-size: 11.5px;
    font-weight: 700;
    vertical-align: 2px;
}

.pl-card-head p {
    flex: 1 1 100%;
    margin: 6px 0 0;
    font-size: 13px;
    color: var(--pl-ink-3);
}

/* 成本拆解 */
.pl-split {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
    gap: 24px;
    margin-top: 18px;
}

.pl-cost-list { display: grid; gap: 12px; }

.pl-cost-row {
    display: grid;
    grid-template-columns: 86px minmax(0, 1fr) 96px;
    gap: 10px;
    align-items: center;
    font-size: 13px;
}

.pl-cost-row > span { color: var(--pl-ink-2); }

.pl-cost-track {
    height: 10px;
    border-radius: 999px;
    background: var(--pl-line-2);
    overflow: hidden;
}

.pl-cost-fill {
    height: 100%;
    width: 0;
    border-radius: 999px;
    background: linear-gradient(90deg, var(--pl-gold), var(--pl-gold-2));
    transition: width .45s ease;
}

.pl-cost-fill.is-danger { background: linear-gradient(90deg, var(--pl-danger), #e08b76); }
.pl-cost-fill.is-muted { background: linear-gradient(90deg, #8fa0b3, #b9c5d2); }

.pl-cost-row b {
    text-align: right;
    font-family: var(--pl-mono);
    font-size: 13px;
    font-variant-numeric: tabular-nums;
}

.pl-stat-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin-top: 16px;
}

.pl-stat {
    padding: 11px 13px;
    border: 1px solid var(--pl-line);
    border-radius: 10px;
    background: var(--pl-card);
}

.pl-stat > span { display: block; font-size: 11.5px; color: var(--pl-ink-3); }
.pl-stat > b {
    display: block;
    margin-top: 2px;
    font-family: var(--pl-mono);
    font-size: 16px;
    font-variant-numeric: tabular-nums;
    line-height: 1.5;
}

.pl-stat > b span { display: inline; font: inherit; color: inherit; }

.pl-stat > b.is-gold { color: var(--pl-gold); }
.pl-stat > b.is-danger { color: var(--pl-danger); }

.pl-meter {
    margin-top: 16px;
    padding: 14px;
    border: 1px dashed var(--pl-line);
    border-radius: 12px;
}

.pl-meter-head {
    display: flex;
    justify-content: space-between;
    gap: 10px;
    font-size: 12.5px;
    color: var(--pl-ink-2);
    margin-bottom: 8px;
}

.pl-meter-head b { font-family: var(--pl-mono); color: var(--pl-gold); }

.pl-meter-track {
    position: relative;
    height: 12px;
    border-radius: 999px;
    background: linear-gradient(90deg, #7fc9ad 0%, #e0c274 62%, #d97a63 88%, #b4462f 100%);
    opacity: .9;
}

.pl-meter-pin {
    position: absolute;
    top: -5px;
    width: 4px;
    height: 22px;
    border-radius: 2px;
    background: var(--pl-ink);
    box-shadow: 0 0 0 3px rgba(255, 255, 255, .35);
    transition: left .4s ease;
}

.pl-meter-scale {
    display: flex;
    justify-content: space-between;
    margin-top: 6px;
    font-size: 11px;
    color: var(--pl-ink-3);
    font-family: var(--pl-mono);
}

/* 时间轴 */
.pl-timeline {
    position: relative;
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 8px;
    margin-top: 26px;
    padding-top: 22px;
}

.pl-timeline::before {
    content: "";
    position: absolute;
    left: 6%;
    right: 6%;
    top: 32px;
    height: 2px;
    background: linear-gradient(90deg, var(--pl-gold), var(--pl-line));
}

.pl-tl {
    position: relative;
    text-align: center;
    font-size: 12px;
    color: var(--pl-ink-2);
}

.pl-tl::before {
    content: "";
    display: block;
    width: 12px;
    height: 12px;
    margin: 0 auto 14px;
    border-radius: 50%;
    background: var(--pl-card);
    border: 3px solid var(--pl-gold);
    position: relative;
    z-index: 1;
}

.pl-tl.is-now::before { background: var(--pl-gold); box-shadow: 0 0 0 5px var(--pl-gold-soft); }

.pl-tl b {
    display: block;
    font-family: var(--pl-mono);
    font-size: 13px;
    color: var(--pl-ink);
    font-variant-numeric: tabular-nums;
}

.pl-tl span { display: block; font-size: 11px; color: var(--pl-ink-3); }

/* 对比条 */
.pl-compare { display: grid; gap: 14px; margin-top: 18px; }

.pl-cmp-row {
    display: grid;
    grid-template-columns: 96px minmax(0, 1fr) 96px;
    gap: 12px;
    align-items: center;
    font-size: 13px;
}

.pl-cmp-track {
    height: 22px;
    border-radius: 6px;
    background: var(--pl-line-2);
    overflow: hidden;
}

.pl-cmp-fill {
    height: 100%;
    width: 0;
    border-radius: 6px;
    background: linear-gradient(90deg, var(--pl-gold), var(--pl-gold-2));
    transition: width .45s ease;
}

.pl-cmp-fill.is-loan { background: linear-gradient(90deg, #2f7a5f, #63c4a2); }
.pl-cmp-fill.is-card { background: linear-gradient(90deg, #b4462f, #e08b76); }

.pl-cmp-row b {
    text-align: right;
    font-family: var(--pl-mono);
    font-variant-numeric: tabular-nums;
}

.pl-save {
    margin-top: 14px;
    padding: 11px 14px;
    border-radius: 10px;
    background: var(--pl-gold-soft);
    color: var(--pl-ink-2);
    font-size: 13px;
}

.pl-save b { font-family: var(--pl-mono); color: var(--pl-gold); font-size: 15px; }

/* 表格 */
.pl-table-wrap {
    margin-top: 16px;
    border: 1px solid var(--pl-line);
    border-radius: 10px;
    overflow-x: auto;
    max-width: 100%;
}

.pl-table {
    width: 100%;
    min-width: 520px;
    border-collapse: collapse;
    font-size: 13px;
}

.pl-table th,
.pl-table td {
    padding: 10px 12px;
    text-align: right;
    border-bottom: 1px solid var(--pl-line-2);
    white-space: nowrap;
}

.pl-table th {
    background: var(--pl-bg);
    color: var(--pl-ink-2);
    font-weight: 600;
    font-size: 12.5px;
}

.pl-table th:first-child,
.pl-table td:first-child { text-align: left; }
.pl-table td { font-family: var(--pl-mono); font-variant-numeric: tabular-nums; }
.pl-table tbody tr:hover { background: var(--pl-bg); }
.pl-table tbody tr:last-child td { border-bottom: 0; }
.pl-table tr.is-current { background: var(--pl-gold-soft); }
.pl-table tr.is-current td { color: var(--pl-gold); font-weight: 700; }
.pl-table tr.is-danger td { color: var(--pl-danger); }

/* 多保单 */
.pl-policies { margin-top: 16px; display: grid; gap: 10px; }

.pl-policy-row {
    display: grid;
    grid-template-columns: 1.2fr 1fr .8fr .8fr auto;
    gap: 8px;
    align-items: center;
}

.pl-policy-row input {
    width: 100%;
    min-width: 0;
    border: 1px solid var(--pl-line);
    border-radius: 8px;
    background: var(--pl-bg);
    color: var(--pl-ink);
    font: inherit;
    font-family: var(--pl-mono);
    font-size: 13px;
    padding: 8px 10px;
    outline: none;
}

.pl-policy-row input:focus {
    border-color: var(--pl-gold);
    box-shadow: 0 0 0 3px var(--pl-gold-soft);
}

.pl-policy-row .pl-del {
    width: 30px;
    height: 30px;
    border-radius: 8px;
    border: 1px solid var(--pl-line);
    background: var(--pl-card);
    color: var(--pl-ink-3);
    cursor: pointer;
    font-size: 16px;
    line-height: 1;
}

.pl-policy-row .pl-del:hover { color: var(--pl-danger); border-color: var(--pl-danger); }

.pl-policy-head {
    display: grid;
    grid-template-columns: 1.2fr 1fr .8fr .8fr auto;
    gap: 8px;
    font-size: 11.5px;
    color: var(--pl-ink-3);
    padding: 0 2px 4px;
}

.pl-total-bar {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
    margin-top: 14px;
    padding: 12px 14px;
    border: 1px dashed var(--pl-line);
    border-radius: 10px;
    font-size: 13px;
    color: var(--pl-ink-2);
}

.pl-total-bar b { font-family: var(--pl-mono); color: var(--pl-gold); font-size: 16px; }

.pl-btn {
    font: inherit;
    font-size: 13px;
    padding: 8px 14px;
    border-radius: 8px;
    border: 1px solid var(--pl-line);
    background: var(--pl-card);
    color: var(--pl-ink);
    cursor: pointer;
    transition: all .16s ease;
}

.pl-btn:hover { border-color: var(--pl-gold); color: var(--pl-gold); }

.pl-btn.is-primary {
    background: var(--pl-navy);
    border-color: var(--pl-navy);
    color: #fff;
    font-weight: 600;
}

.pl-btn.is-primary:hover { background: #24405c; color: #fff; }

.pl-hint {
    min-height: 18px;
    margin-top: 10px;
    font-size: 12px;
    color: var(--pl-ink-3);
}

.pl-hint.is-warn { color: var(--pl-danger); }

/* 说明与 FAQ */
.pl-notes { display: grid; gap: 10px; margin-top: 16px; }

.pl-note {
    padding: 12px 14px;
    border-left: 3px solid var(--pl-gold);
    border-radius: 0 8px 8px 0;
    background: var(--pl-bg);
    font-size: 13px;
    color: var(--pl-ink-2);
}

.pl-note b { color: var(--pl-ink); }

.pl-formula {
    margin-top: 14px;
    padding: 14px 16px;
    border: 1px dashed var(--pl-line);
    border-radius: 10px;
    background: var(--pl-bg);
    font-family: var(--pl-mono);
    font-size: 12.5px;
    line-height: 2;
    color: var(--pl-ink-2);
    overflow-x: auto;
}

.pl-formula span { color: var(--pl-gold); }

.pl-faq { display: grid; gap: 0; margin-top: 6px; }

.pl-faq details { border-bottom: 1px solid var(--pl-line-2); }
.pl-faq details:last-child { border-bottom: 0; }

.pl-faq summary {
    position: relative;
    list-style: none;
    cursor: pointer;
    padding: 12px 34px 12px 0;
    font-size: 14.5px;
    font-weight: 600;
}

.pl-faq summary::-webkit-details-marker { display: none; }

.pl-faq summary::after {
    content: "";
    position: absolute;
    right: 6px;
    top: 50%;
    width: 8px;
    height: 8px;
    margin-top: -6px;
    border-right: 2px solid var(--pl-gold);
    border-bottom: 2px solid var(--pl-gold);
    transform: rotate(45deg);
    transition: transform .2s ease;
}

.pl-faq details[open] summary::after { transform: rotate(-135deg); margin-top: -2px; }

.pl-faq p {
    margin: 0;
    padding: 0 8px 14px 0;
    font-size: 13.5px;
    line-height: 1.95;
    color: var(--pl-ink-2);
}

/* 侧栏 */
.pl-rail { position: sticky; top: 24px; display: grid; gap: 16px; }

.pl-rail-card {
    border: 1px solid var(--pl-line);
    border-radius: 14px;
    background: var(--pl-card);
    padding: 18px;
    box-shadow: var(--pl-shadow);
}

.pl-rail-card h3 {
    margin: 0 0 10px;
    font-size: 11.5px;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: var(--pl-ink-3);
    font-weight: 700;
}

.pl-rail-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 9px; }

.pl-rail-list li {
    display: flex;
    justify-content: space-between;
    gap: 10px;
    font-size: 12.5px;
    color: var(--pl-ink-2);
}

.pl-rail-list b { font-family: var(--pl-mono); color: var(--pl-ink); }

.pl-links { display: grid; gap: 8px; }

.pl-links a {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 8px;
    padding: 9px 11px;
    border: 1px solid var(--pl-line);
    border-radius: 8px;
    font-size: 13px;
    color: var(--pl-ink-2);
    transition: all .16s ease;
}

.pl-links a:hover {
    border-color: var(--pl-gold);
    color: var(--pl-gold);
    background: var(--pl-gold-soft);
}

.pl-links a::after { content: "→"; font-family: var(--pl-mono); opacity: .5; }

.pl-rail-note { margin: 0; font-size: 12px; line-height: 1.85; color: var(--pl-ink-3); }

/* 响应式 */
@media (max-width: 1020px) {
    .pl-hero-grid { grid-template-columns: minmax(0, 1fr); gap: 30px; }
    .pl-body { grid-template-columns: minmax(0, 1fr); }
    .pl-rail { position: static; grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 700px) {
    .pl-wrap { width: calc(100% - 28px); }
    .pl-hero { padding-top: 18px; padding-bottom: 42px; }
    .pl-top { margin-bottom: 22px; }
    .pl-intro h1 { font-size: 30px; }
    .pl-lede { font-size: 14.5px; }
    .pl-dash { padding: 18px 16px 16px; border-radius: 16px; }
    .pl-dash-inputs { grid-template-columns: minmax(0, 1fr); }
    .pl-body { padding-top: 30px; gap: 24px; }
    .pl-card { padding: 20px 16px; }
    .pl-split { grid-template-columns: minmax(0, 1fr); }
    .pl-timeline { grid-template-columns: repeat(2, minmax(0, 1fr)); row-gap: 20px; }
    .pl-timeline::before { display: none; }
    .pl-policy-row,
    .pl-policy-head { grid-template-columns: 1fr 1fr; }
    .pl-policy-head span:nth-child(3),
    .pl-policy-head span:nth-child(4) { display: none; }
    .pl-rail { grid-template-columns: minmax(0, 1fr); }
    .pl-cmp-row { grid-template-columns: 72px minmax(0, 1fr) 84px; }
    .pl-cost-row { grid-template-columns: 74px minmax(0, 1fr) 86px; }
}