/* =========================================================
   insurance-claim-guide · 保险理赔流程与拒赔应对
   设计语言：安全青橙（深青 #0D4F4A / 信号橙 #EF7B1A / 雾白 #F4F7F6）
   ========================================================= */
.icg-page {
    --icg-ink: #122B28;
    --icg-ink-2: #3F5B57;
    --icg-ink-3: #6E8884;
    --icg-teal: #0D4F4A;
    --icg-teal-deep: #08332F;
    --icg-orange: #EF7B1A;
    --icg-orange-deep: #D2670E;
    --icg-red: #C0392B;
    --icg-green: #2E7D4F;
    --icg-bg: #F4F7F6;
    --icg-surface: #FFFFFF;
    --icg-surface-2: #F8FAF9;
    --icg-surface-3: #E9F0EE;
    --icg-line: #D6E2DF;
    --icg-shadow: 0 10px 30px rgba(13, 79, 74, .1);
    --icg-radius: 16px;

    margin: 0 auto 64px;
    max-width: 1200px;
    padding: 8px 4px 0;
    color: var(--icg-ink);
    line-height: 1.65;
}
:root[data-theme="dark"] .icg-page {
    --icg-ink: #E6EEEC;
    --icg-ink-2: #A3BCB7;
    --icg-ink-3: #73938E;
    --icg-teal: #14554F;
    --icg-teal-deep: #0A3531;
    --icg-orange: #F68B33;
    --icg-orange-deep: #EF7B1A;
    --icg-red: #E5715F;
    --icg-green: #4CAF7D;
    --icg-bg: #0D1514;
    --icg-surface: #16211F;
    --icg-surface-2: #1A2725;
    --icg-surface-3: #21302D;
    --icg-line: #2A3D3A;
    --icg-shadow: 0 12px 34px rgba(0, 0, 0, .4);
}

/* ---------- 首屏 ---------- */
.icg-hero {
    display: grid;
    grid-template-columns: minmax(0, 1.35fr) minmax(280px, .65fr);
    gap: 26px;
    align-items: stretch;
    background:
        radial-gradient(900px 400px at 108% -10%, rgba(239, 123, 26, .25), transparent 60%),
        linear-gradient(135deg, var(--icg-teal) 0%, var(--icg-teal-deep) 100%);
    border-radius: 22px;
    padding: 34px 38px 30px;
    color: #EDF5F3;
    box-shadow: var(--icg-shadow);
    position: relative;
    overflow: hidden;
}
.icg-hero::after {
    content: '';
    position: absolute;
    left: -70px;
    bottom: -90px;
    width: 300px;
    height: 300px;
    border: 2px solid rgba(239, 123, 26, .18);
    border-radius: 50%;
    pointer-events: none;
}
.icg-hero-copy { position: relative; z-index: 1; }
.icg-kicker {
    display: inline-block;
    padding: 5px 14px;
    border-radius: 999px;
    background: rgba(239, 123, 26, .18);
    border: 1px solid rgba(239, 123, 26, .5);
    font-size: 12.5px;
    letter-spacing: .1em;
    color: #FFC79A;
}
.icg-hero h1 { margin: 14px 0 10px; font-size: clamp(26px, 3.4vw, 38px); line-height: 1.25; }
.icg-hero-sub { margin: 0 0 16px; max-width: 620px; font-size: 15.5px; line-height: 1.8; color: rgba(237, 245, 243, .85); }
.icg-hero-chips { list-style: none; display: flex; flex-wrap: wrap; gap: 8px; margin: 0; padding: 0; }
.icg-hero-chips li {
    padding: 6px 13px;
    border-radius: 999px;
    background: rgba(255, 255, 255, .09);
    border: 1px solid rgba(255, 255, 255, .15);
    font-size: 12.5px;
}
.icg-hero-readout {
    display: flex;
    flex-direction: column;
    justify-content: center;
    gap: 6px;
    background: rgba(239, 123, 26, .12);
    border: 1px solid rgba(239, 123, 26, .45);
    border-radius: var(--icg-radius);
    padding: 22px 24px;
}
.icg-readout-label { font-size: 12.5px; letter-spacing: .08em; color: #FFC79A; }
.icg-readout-num { font-size: clamp(34px, 4vw, 46px); font-weight: 800; color: #FFC79A; font-variant-numeric: tabular-nums; line-height: 1.1; }
.icg-readout-sub { font-size: 13.5px; color: rgba(237, 245, 243, .88); }
.icg-readout-meta { font-size: 12.5px; color: rgba(237, 245, 243, .6); }
.icg-readout-tip {
    margin-top: 8px;
    padding-top: 10px;
    border-top: 1px dashed rgba(255, 255, 255, .2);
    font-size: 11.5px;
    color: rgba(237, 245, 243, .55);
}

/* ---------- 险种切换 ---------- */
.icg-main { margin-top: 22px; }
.icg-tabs {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 10px;
    margin-bottom: 16px;
}
.icg-tab {
    padding: 13px 10px;
    border: 1.5px solid var(--icg-line);
    border-radius: 13px;
    background: var(--icg-surface);
    color: var(--icg-ink-2);
    font-size: 14.5px;
    font-weight: 600;
    cursor: pointer;
    transition: all .15s;
}
.icg-tab:hover { border-color: var(--icg-orange); transform: translateY(-1px); }
.icg-tab.is-active {
    border-color: var(--icg-orange);
    background: linear-gradient(180deg, rgba(239, 123, 26, .12), rgba(239, 123, 26, .04));
    color: var(--icg-ink);
    box-shadow: inset 0 0 0 1px rgba(239, 123, 26, .3);
}

/* ---------- 流程 ---------- */
.icg-flow-panel, .icg-docs-panel {
    background: var(--icg-surface);
    border: 1px solid var(--icg-line);
    border-radius: var(--icg-radius);
    padding: 22px 24px;
    box-shadow: var(--icg-shadow);
}
.icg-flow-panel { margin-bottom: 16px; }
.icg-flow-panel h2, .icg-docs-head h2 { margin: 0 0 16px; font-size: 17px; }
.icg-steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(170px, 1fr)); gap: 10px; }
.icg-step-card {
    border: 1px solid var(--icg-line);
    border-radius: 12px;
    background: var(--icg-surface-2);
    padding: 13px 14px;
    position: relative;
}
.icg-step-card::before {
    content: attr(data-n);
    position: absolute;
    top: -10px;
    left: 12px;
    padding: 2px 9px;
    border-radius: 999px;
    background: var(--icg-teal);
    color: #B8E0DA;
    font-size: 11px;
    font-weight: 700;
}
:root[data-theme="dark"] .icg-step-card::before { color: #B8E0DA; }
.icg-step-card b { display: block; font-size: 13.5px; color: var(--icg-ink); margin-top: 6px; }
.icg-step-card p { margin: 5px 0 0; font-size: 12px; line-height: 1.7; color: var(--icg-ink-2); }

.icg-timebox {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 10px;
    margin-top: 16px;
}
.icg-time-card {
    border: 1px solid var(--icg-line);
    border-radius: 11px;
    background: var(--icg-surface-3);
    padding: 11px 12px;
    text-align: center;
}
.icg-time-label { display: block; font-size: 11.5px; color: var(--icg-ink-3); }
.icg-time-card b { display: block; font-size: 17px; color: var(--icg-orange-deep); margin: 3px 0; font-variant-numeric: tabular-nums; }
:root[data-theme="dark"] .icg-time-card b { color: var(--icg-orange); }
.icg-time-note { font-size: 10.5px; color: var(--icg-ink-3); }

/* ---------- 材料清单 ---------- */
.icg-docs-head { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 10px; }
.icg-docs-sub {
    display: inline-block;
    margin-left: 10px;
    padding: 3px 11px;
    border-radius: 999px;
    background: var(--icg-surface-3);
    color: var(--icg-ink-2);
    font-size: 12px;
    font-weight: 600;
}
.icg-docs-actions { display: flex; gap: 8px; }
.icg-mini {
    padding: 7px 14px;
    border: 1px solid var(--icg-line);
    border-radius: 9px;
    background: var(--icg-surface);
    color: var(--icg-ink-2);
    font-size: 12.5px;
    cursor: pointer;
    transition: border-color .15s, color .15s;
}
.icg-mini:hover { border-color: var(--icg-orange); color: var(--icg-ink); }
.icg-docs-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 8px;
    margin-top: 6px;
}
.icg-doc-item {
    display: flex;
    gap: 9px;
    align-items: flex-start;
    padding: 10px 12px;
    border: 1px solid var(--icg-line);
    border-radius: 10px;
    background: var(--icg-surface-2);
    cursor: pointer;
    transition: border-color .15s, background .15s;
}
.icg-doc-item:hover { border-color: var(--icg-orange); }
.icg-doc-item.is-done { border-color: var(--icg-green); background: rgba(46, 125, 79, .06); }
.icg-doc-item input { margin-top: 2px; width: 15px; height: 15px; accent-color: var(--icg-green); flex: none; }
.icg-doc-item span { font-size: 12.5px; line-height: 1.65; color: var(--icg-ink-2); }
.icg-doc-item span b { color: var(--icg-ink); display: block; font-size: 13px; }
.icg-docs-note { margin: 12px 0 0; font-size: 12px; color: var(--icg-ink-3); line-height: 1.7; }

/* ---------- 拒赔自查 ---------- */
.icg-reject {
    margin-top: 26px;
    background: var(--icg-surface);
    border: 1px solid var(--icg-line);
    border-radius: var(--icg-radius);
    padding: 24px 26px;
    box-shadow: var(--icg-shadow);
}
.icg-reject-head p { margin: 8px 0 0; font-size: 13.5px; color: var(--icg-ink-3); line-height: 1.8; }
.icg-reject-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
    margin-top: 16px;
}
.icg-reject-item {
    display: flex;
    gap: 10px;
    align-items: flex-start;
    padding: 11px 13px;
    border: 1px solid var(--icg-line);
    border-radius: 11px;
    background: var(--icg-surface-2);
    cursor: pointer;
    transition: border-color .15s;
}
.icg-reject-item:hover { border-color: var(--icg-orange); }
.icg-reject-item.is-hit { border-color: var(--icg-red); background: rgba(192, 57, 43, .05); }
.icg-reject-item input { margin-top: 3px; width: 15px; height: 15px; accent-color: var(--icg-red); flex: none; }
.icg-reject-item span { font-size: 12.5px; line-height: 1.65; color: var(--icg-ink-2); }
.icg-reject-item b { display: block; color: var(--icg-ink); font-size: 13px; }
.icg-reject-item .icg-w { margin-left: auto; flex: none; font-size: 11px; font-weight: 700; padding: 2px 8px; border-radius: 999px; }
.icg-w--high { background: rgba(192, 57, 43, .12); color: var(--icg-red); }
.icg-w--mid { background: rgba(239, 123, 26, .14); color: var(--icg-orange-deep); }
.icg-w--low { background: var(--icg-surface-3); color: var(--icg-ink-3); }
.icg-reject-result {
    margin-top: 14px;
    padding: 13px 17px;
    border-radius: 11px;
    background: var(--icg-surface-3);
    font-size: 13.5px;
    color: var(--icg-ink-2);
    line-height: 1.85;
}
.icg-reject-result.is-low { background: rgba(46, 125, 79, .1); color: var(--icg-green); }
.icg-reject-result.is-mid { background: rgba(239, 123, 26, .1); color: var(--icg-orange-deep); }
.icg-reject-result.is-high { background: rgba(192, 57, 43, .08); color: var(--icg-red); }
:root[data-theme="dark"] .icg-reject-result.is-mid { color: var(--icg-orange); }

/* ---------- 申诉 ---------- */
.icg-appeal { margin-top: 26px; }
.icg-appeal h2, .icg-guide h2 { margin-bottom: 14px; font-size: 19px; }
.icg-appeal-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }
.icg-appeal-card {
    background: var(--icg-surface);
    border: 1px solid var(--icg-line);
    border-radius: var(--icg-radius);
    padding: 18px 20px;
    box-shadow: var(--icg-shadow);
    position: relative;
}
.icg-appeal-num {
    position: absolute;
    top: -12px;
    left: 16px;
    width: 28px;
    height: 28px;
    display: grid;
    place-items: center;
    border-radius: 9px;
    background: var(--icg-orange);
    color: #FFF;
    font-weight: 800;
    font-size: 14px;
}
.icg-appeal-card h3 { margin: 6px 0 8px; font-size: 15px; }
.icg-appeal-card p { margin: 0; font-size: 13px; line-height: 1.85; color: var(--icg-ink-2); }

.icg-actions-bar { display: flex; gap: 10px; margin-top: 26px; }
.icg-btn {
    flex: 1;
    padding: 12px 10px;
    border: 1.5px solid var(--icg-line);
    border-radius: 12px;
    background: var(--icg-surface);
    color: var(--icg-ink);
    font-size: 14.5px;
    font-weight: 600;
    cursor: pointer;
    transition: transform .12s, border-color .15s;
}
.icg-btn:hover { transform: translateY(-1px); border-color: var(--icg-orange); }
.icg-btn--primary { border: none; background: linear-gradient(135deg, var(--icg-orange), var(--icg-orange-deep)); color: #FFF; }

/* ---------- 说明 ---------- */
.icg-guide { margin-top: 26px; }
.icg-guide-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.icg-guide-card { background: var(--icg-surface-2); border: 1px solid var(--icg-line); border-radius: var(--icg-radius); padding: 16px 19px; }
.icg-guide-card h3 { margin: 0 0 7px; font-size: 14.5px; }
.icg-guide-card p { margin: 0; font-size: 13px; line-height: 1.85; color: var(--icg-ink-2); }

/* ---------- 打印 ---------- */
.icg-print-area { display: none; }
@media print {
    body * { visibility: hidden; }
    .icg-print-area, .icg-print-area * { visibility: visible; }
    .icg-print-area { display: block; position: absolute; inset: 0; padding: 30px; color: #000; }
    .icg-print-area h1 { font-size: 22px; border-bottom: 2px solid #333; padding-bottom: 8px; }
    .icg-print-area table { width: 100%; border-collapse: collapse; margin-top: 14px; font-size: 13px; }
    .icg-print-area th, .icg-print-area td { border: 1px solid #999; padding: 7px 10px; text-align: left; }
}

/* ---------- 响应式 ---------- */
@media (max-width: 1080px) {
    .icg-hero { grid-template-columns: minmax(0, 1fr); }
    .icg-timebox { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .icg-appeal-grid { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 640px) {
    .icg-hero { padding: 24px 20px; }
    .icg-tabs { grid-template-columns: minmax(0, 1fr); }
    .icg-docs-grid { grid-template-columns: minmax(0, 1fr); }
    .icg-reject-grid { grid-template-columns: minmax(0, 1fr); }
    .icg-guide-grid { grid-template-columns: minmax(0, 1fr); }
    .icg-flow-panel, .icg-docs-panel, .icg-reject { padding: 16px; }
}